Qnvh Obama seeks to get back on track in Florida_3


“I campaigned on the promise of change — change we can believe in, the slogan went,” Obama said, recalling the days before his barnstorming 2008 campaign promises hit a brick wall of Republican opposition in government.

He turned towards foreign policy only towards the end of an address dominated by economic challenges, almost as an afterthought, warning Iran would face “growing consequences” if it did not halt its nuclear program.

“Through the Recovery Act, we are making the largest investment in infrastructure since the Interstate Highway System was created,” Obama said, in an advance copy of his remarks.

“Jobs must be our number one focus in 2010,” Obama said, and promised to redirect 30 billion US dollars from a Wall Street bailout fund to help small businesses get credit and create new positions.

Obama’s agenda took a huge hit when Republicans seized a Senate seat in liberal Massachusetts last week, and the president is under intense pressure to show leadership and to restore his authority.

The administration said the investment would create or save tens of thousands of jobs over time in areas like track-laying, manufacturing, planning and engineering, and rail maintenance and operations.

In another bid to recapture the heady spirit of change which swept him to power, Obama said he would work with Congress to repeal the “don’t ask,ugg uk, don’t tell” law banning gays from serving openly in the US military.

“That investment is how we can break ground across the country,The North Face Shoes, putting people to work building high-speed rail lines, because there?s no reason why Europe or China should have the fastest trains when we can build them right here in America.”

In the 2008 election, victory in the key electoral state helped pave the way to the White House for Obama, and as recently as a year ago his approval ratings in the state stood at 64 percent in the same poll.

The president, seeking to rescue his ambitious political program, vowed on Wednesday night in the key note address to Congress that he would not quit, and was determined to haul the American economy out of the mire.

Obama seeks to get back on track in Florida
STEPHEN COLLINSON January 29, 2010 – 7:54AM

President Barack Obama headed to Florida Thursday,mbt shoes, hoping to use his defiant State of the Union address as a springboard for political recovery in an economically scarred electoral battleground.

“Right now, I know there are many Americans who aren’t sure if they still believe we can change — or at least that I can deliver it,” he said, and bluntly stated “change has not come fast enough.”

A Quinnipiac University poll last month found 49 percent of voters in Florida, hard hit by the mortgage foreclosure crisis, disapproved of Obama’s performance and only 45 percent approved.

Obama was to make a rare joint campaign-style appearance with Vice President Joe Biden, to unveil eight billion US dollars in funding for high-speed rail projects, part of a jobs push which is now the White House’s top priority.

Obama said the US government must double US exports in five years to support two million more jobs, and to boost commerce with South Korea, Panama and Colombia, but stopped short of urging Congress to pass trade pacts.

He demanded Congress pass a jobs bill and send it to his desk “without delay,” and warned that if lawmakers did not maintain the strength of his bid to crack down on Wall Street he would veto their efforts.



The administration says its 787 billion US dollars stimulus plan has saved or created up two million jobs, but with unemployment at 10 percent and set to stay high for months, a political rebound may be a long time coming for Obama.

Florida, like swing states Ohio, where Obama went last week, and New Hampshire, on his itinerary next week, has seen independent voters turn against the president after national unemployment hit 10 percent.

The administration had previously announced the eight billion dollar grant for high speed rail under the stimulus act, but will offer more details at a town hall meeting in Tampa, Florida.

He also vowed he would not “walk away” from the stalled health care reform drive which dominated his first year in office.




4tua Obama comes out swinging for big reforms_8


Seeking a political rebound, Obama held a folksy town hall meeting in Florida, where his approval numbers have tumbled as the key swing state which helped send him to the White House battles the mortgage crisis and high unemployment.

“Right now, I know there are many Americans who aren’t sure if they still believe we can change – or at least that I can deliver it,” he said, and bluntly stated “change has not come fast enough.”

“It’s about time we moved … . But most important, we’re creating jobs, good jobs, construction jobs, manufacturing jobs.”

President Barack Obama has rekindled the “Yes We Can” mood of his 2008 campaign, vowing not to shirk from the “tough stuff” after his reform plans ground to a near halt in Congress.

“Yes we can,” Obama said, picking up a chant from an audience. “We don’t quit, we don’t back down, we are Americans.”

The White House denies that Obama used his State of the Union speech to “reset” his administration, after his most humiliating political blow yet, the Democratic loss last week of the Senate seat of the late Edward Kennedy.

Obama appears determined not to scale back his reform hopes because of a suddenly inhospitable political environment. But it remains unclear just how much of his ambitious agenda will make it though Congress unscathed.


“We ran to get the tough stuff done. I make no apology for trying to fix stuff that is hard,” Obama roared, in an event highlighting an $US8 billion ($A8.95 billion) investment in job creating high-speed rail projects.

A Quinnipiac University poll last month found 49 per cent of voters in Florida,ghd iv stylers, hard hit by the mortgage foreclosure crisis, disapproved of Obama’s performance and only 45 per cent approved.

“How can we, the leading nation in the world, be in the position where China, Spain, France, and name all the other countries who have rail systems that are far superior to ours?” Biden, a long-time rail commuter asked.

But on this trip, and in Ohio last week, and even in the House of Representatives on Wednesday night, Obama seemed a little liberated,ghd iv, striking more populist notes and slamming the moral bankruptcy of Washington.

“Joe and I are pretty smart politicians – we have been at this a while. The easiest way to keep your poll numbers high is to say nothing and to do nothing that offends anybody,” Obama said.

A day after his defiant State of the Union address, Obama insisted on a rare road trip with Vice President Joe Biden that he would not shelve hopes for reform even though testy Washington politics slowed his drive for change.

“I campaigned on the promise of change – change we can believe in, the slogan went,” Obama said on Wednesday, recalling the days before his barnstorming campaign promises hit a brick wall of Republican opposition in government.

Florida, like swing states Ohio, where Obama went last week, and New Hampshire, on his itinerary next week, has seen independent voters turn against the president after national unemployment hit 10 per cent.

The administration said the investment would create or save tens of thousands of jobs over time in areas like track-laying, manufacturing, planning and engineering, and rail maintenance and operations.

“The minute you actually start doing something, somebody is going to disagree with you,” Obama said, who sprinkled his speech with quips and took a sarcastic swipe at the press.

Despite hammering the jobs message, Obama could not resist turning back to his health care reform plan, and vowed to unpick the deadlock in Congress on an issue he termed a bone he could not stop “gnawing.”

Obama comes out swinging for big reforms
January 29, 2010 – 8:04AM

AFP

He signed off, before a question and answer session, with his trademark campaign slogan, which has been rarely heard during a grim year of governing and battling a string of economic and financial crises.



After spending a year trying unsuccessfully to pass health care reform, Obama said on Wednesday his top priority in 2010 was creating jobs, as Democrats head into what look a tough set of mid-term congressional polls in November.

Obama and Biden formally rolled out an $US8 billion ($A8.95 billion) grant for high speed rail under the president’s $US787 billion ($A880.4 billion) economic stimulus plan,ugg store uk, which had been previously announced.



Yjpb Online resources for the amateur astronomer_5




(Credit:Screenshot by Don Reisinger/CNET)

(Credit:Screenshot by Don Reisinger/CNET)

Don Reisinger is a technology columnist who has written about everything from HDTVs to computers to Flowbee Haircut Systems. Don is a member of the CNET Blog Network, and posts at The Digital Home. He is not an employee of CNET. Disclosure.

World of Astronomy If you’re looking for an astronomy encyclopedia, the World of Astronomy is for you. Think of it as the Wikipedia of the astronomy world.

(Credit:Screenshot by Don Reisinger/CNET)

When you get to the site, it determines your location. From there, it will find all the objects you search for in the night sky on a specific day (you can search for any day of the year). The site explains each cosmic event and where to find it in the sky. When you click on one of those events, it delivers a page that provides even more information. If you’re serious about astronomy, this is the site for you.

(Credit:Screenshot by Don Reisinger/CNET)

Google Sky shows all kinds of neat celestial objects.

1. CalSky: It’s, quite simply, an extremely useful service.

Online resources for the amateur astronomer

This week, astronomers will be up in the early morning hours to see Perseids, a meteor shower that has historically proven to put on quite a show. This happens every August when Earth passes through debris from the Swift-Tuttle comet.

CalSky CalSky is an invaluable astronomy tool. The site provides you with a search that you can modify to find exactly what you’re looking for tonight. Do you want to see the International Space Station? Are you looking for meteor streams? The site will help you find it all.

Astronomy Network Astronomy Network is a social network for astronomers. It sounds like a neat idea, but after you sign up, you quickly realize that the site has such a small community, it’s tough to find value in it.

My top 3

EarthSky helps you find constellations each night.

World of Astronomy lists several constellations.


If you’re an amateur astronomer or someone looking to get started with the hobby, you might be surprised to know that there are online tools to help you tonight, when you want to see Perseids, and every other night you go in the back yard and set up your telescope.

Weather Underground Weather Underground is a really useful site. Once you input your location, the service will show you a visual depiction of all the celestial objects visible from your location. When you click on one of the many objects displayed in the image, you’ll be taken to a page detailing its important facts. So, if you’re looking for its exact location, distance from Earth, and the peak times to see it, you should be happy.

Astronomy Network would be even better with a larger community.

(Credit:EarthSky)

Weather Underground helps you find everything in the sky.

The WorldWide Telescope is a great way to learn about the galaxy.

2. Weather Underground: Since it’s unique to your location,The North Face Clothing, you should find everything you want with Weather Underground.

When you search for topics in the World of Astronomy, you’ll find some short definitions to simple topics. But where the encyclopedia shows off is in its listing of major constellations that you can see with your telescope. It features their exact location in the sky, so you can quickly find the constellation you’re looking for. World of Astronomy is worth trying out.

WorldWide Telescope Although it works best on the desktop, Microsoft’s WorldWide Telescope has a great Web client that gives you the same view of the sky as the desktop version.

Find all the celestial objects in the sky tonight with CalSky.

Google Sky Google Sky is a neat utility that helps you determine where celestial objects are before you run outside to check them out for yourself. The app lets you see constellations, planets, the solar system, an infrared view of the galaxy, and more. It works far better in the browser than Microsoft’s WorldWide Telescope. And since it provides you with the exact location of stars in the sky,mens timberland shoes, it should help you find what you’re looking for sooner. It’s a great app.

(Credit:Screenshot by Don Reisinger/CNET)

(Credit:Screenshot by Don Reisinger/CNET)

That said, Astronomy Network’s forums are a great place to hang out and communicate with some of the members. If you end up making friends with some users, you can instant message each other, send direct messages, upload videos, and add images to the site. It’s a full-featured social network designed specifically for amateur astronomers, but until more people join, it won’t live up to its potential.

EarthSky EarthSky is an informative site for amateur astronomers. The main focus of the site is podcasts, which run daily providing astronomers with news that could affect their star gazing. But EarthSky’s real value is its daily “SkyWatching” feature,mbt sport sneaker, which provides tonight’s sky conditions. Using that, you can find different visible constellations in the night sky. EarthSky is easily one of the most informative services in this roundup. Check it out.

Go star gazing

With WorldWide Telescope, you can choose to look through different constellations. The resource also lets you check out planets. If you want, you can even enjoy a guided tour to see the important stars and celestial objects that you don’t want to miss. The online client works well, but beware that it’s much slower than the desktop app. If you can download the desktop client, go with that. In either case, WorldWide Telescope will help you learn before you head to the back yard to see those stars for yourself.

3. EarthSky: It’s full-featured and informative. What else could you ask for?



xhzs Online Ad Revenue Continues to Drop_206


Classifieds were hit the worst, contracting by 17 percent, which in turn resulted in Monster.com being the worst hit among all the major publishers. It experienced a 31 percent decline. Search ads were the least affected, which helped Google post a small gain, IDC said.



Related articles

Online Ad Revenue Continues to Drop

By Mikael Rickn&auml,Paul Smith Purses;s

Infected Job Search Sites Lead to Info Theft for 46,000

The Truth About CRM

During the second quarter online ad spending U.S dropped by 7 percent year over year. The U.S. market is now worth US $6.2 billion, compared to $6.6 billion last year.

Monster.com Data Breach Threatens Job Search Sites’ Effectiveness

During the second quarter last year companies spent US$14.7 billion on online search ads, display ads and classifieds. This year that sum had dropped to $13.9 billion,North Face Trousers Cheap, IDC said. The only region where sales didn’t contract was Asia/Pacific and Japan,cheap timberland boots, which saw slight gains, according to IDC.

ID Attack Widens with 1.6M Records Stolen from Monster.com – CIO

Stockholm – The economic downturn continues to weigh on online ad spending. The worldwide market dropped by 5 percent during the second quarter compared to the same time period last year, according to market research company IDC.

The industry will continue to see further drops during the third and fourth quarter and will likely have to wait until mid-2010 until it sees growth again, according to IDC.

Kevin Mitnick on Social Engineering Hackers




6vvb Obama allies cautiously vow to pursue health


“First of all, we are not going to rush into anything,” Senate Democratic Majority Leader Harry Reid after Massachusetts voters elected a Republican to the chamber, ending the Democrats’ 60-vote supermajority.

Republicans said Massachusetts voters, by giving a Republican the seat once held by the late Democratic lion Ted Kennedy,ugg discount, had sent the unmistakeable message that the overhaul should die.

Obama allies cautiously vow to pursue health overhaul
January 21, 2010

President Barack Obama’s top Democratic allies in the US Congress reeled Wednesday from a shock election defeat but vowed to pursue efforts to remake US health care, his top domestic priority.

“Heeding the particular concerns of the voters of Massachusetts last night, we heard the people and hopefully we will move forward with their considerations in mind,” said Democratic House Speaker Nancy Pelosi.


“I certainly didn’t take away from it, and I don’t think anybody in the caucus took away from it, that this is a reason to not go forward on health care,ghd styler,” he said.

The vote crippled Democratic plans to meld rival Senate and House versions of the historic overhaul, which aims to give health coverage to tens of millions of Americans who currently lack it, and pass a compromise bill.

Democrats could try to modify that bill later using a parliamentary procedure that requires a simple majority.

Senate Democrats emerged from their weekly policy luncheons saying they needed to take stock of their shrinking legislative options now that Republicans have the votes to block Obama’s proposal.

One option may be for the House of Representatives to swallow its massive objections and endorse the Senate version of the bill — but it is far from clear Democrats have the votes for that option.

“What we need to do right now is just take a deep breath, not rush to judgment, take a deep breath, consider the options that are before us,” he told reporters.

Democrats were considering a range of options to achieve what their closed-door talks now could not: Get a health care overhaul bill to Obama’s desk before the November mid-term elections

Reid said the Senate would not act until senator-elect Scott Brown, who rode to victory on a wave of voter anger in painful economic times, was sworn in, giving Republicans 41 Senate seats and the ability to stall legislation.

“Let’s take a breath and seriously consider a number of options. I think it does make some sense to take a few days to arrive at a decision. Now, we’re not taking about weeks. We’ve got days,” agreed Democratic Senator Bob Casey.

But “in the coming year, we will ensure all Americans can access affordable health care, deny insurance companies the ability to deny health care to the sick, and slash our deficit in the process,ugg boot,” said the top Senate Democrat.

“The people of Massachusetts had an opportunity to speak yesterday and they spoke rather loudly that they’d like to see the Congress go in a different direction,” said Senate Republican Minority Leader Mitch McConnell.

“But we will move forward,” she said.

Democratic Senator Paul Kirk, Kennedy’s temporary replacement, said the Massachusetts election reflected voter anger at the lack of progress towards creating jobs, but denied it was a referendum on health care.



Asked whether the Democratic health legislation was dead, McConnell replied: “I sure hope so.”

“To me, the option that is a non-starter from the get-go is the option of doing nothing about the status quo,” said Democratic Senator Tom Carper.



Ythc Obama- worst of economic storm passed_86


Obama added he would veto any finance bill that does not contain “real reform.”

“And one year later, the worst of the storm has passed, but the devastation remains,mbt professional shoes,” Obama said.

Obama said his administration’s early actions last year had staved off a repeat of the 1930s Great Depression.

“The House has already passed financial reform with many of these changes. And the lobbyists are already trying to kill it,” he told lawmakers in his State of the Union address.


Obama: worst of economic storm passed
January 28, 2010

US President Barack Obama declared in his State of the Union address that the worst of the economic storm had passed, but that a trail of devastation was left behind.

“Well,uggs boots, we cannot let them win this fight. And if the bill that ends up on my desk does not meet the test of real reform,timberland store, I will send it back.”





Ghwa NORAD’s alternate command center illustrated_




The ACC, as seen in this photo, has certainly been “scrubbed,” meaning that personnel in the room were very careful to ensure that nothing sensitive was visible in the shot. Still,ugg, you can get a sense for what goes on in the room today. To be sure, it looks very little like the giant command center that was made so famous in “War Games.” Yet in today’s world, where everything is smaller, more compact, and more efficient than back in the early 1980s, it’s no wonder that a facility like this would have the feel of an office full of cubicles.

During my recently completed Road Trip 2009 project, one of the biggest highlights was my visit inside the Cheyenne Mountain Complex at the Cheyenne Mountain Air Force Station. Recognizable from the movie, “War Games,” and the “Stargate” TV series, the complex was long popularly known as NORAD, or the North American Aerospace Defense Command.

(Credit:U.S. Air Force)

View the full gallery

When I visited, I was allowed the rare privilege of bringing a camera with me, and I took a lot of pictures. But the pictures were mainly of the infrastructure of Cheyenne Mountain, and I wasn’t able to see the alternate command center (ACC).

Either way, you can tell that the ACC is a place that has the ability to run serious exercises,ugg boots sale, and, in the case of a real emergency, is capable of being used as NORAD’s main nerve center. Let’s hope that’s never necessary.

But in 2008, NORAD officially moved to the nearby Peterson Air Force Base. Still, even to this day, it maintains an alternate command center at Cheyenne Mountain that it shares with U.S. Northern Command, or USNORTHCOM.

Daniel Terdiman is a staff writer at CNET News covering games, Net culture, and everything in between. E-mail Daniel.


NORAD's alternate command center illustrated

NORAD’s alternate command center, at the Cheyenne Mountain Complex, near Colorado Springs, Colo. While NORAD’s main operations recently moved to the nearby Peterson Air Force Base, it still maintains the ACC at Cheyenne Mountain.

Now,The North Face Store, the Air Force has provided me with this photo, of the ACC, which, since my very first step when planning Road Trip 2009 was to see about arranging a visit to Cheyenne Mountain, is a fitting way to formally close the book on the project.



ozew Nokia considers entering Netbook market_272


According to the Economic Times, Nokia CEO Olli-Pekka Kallasvuo told reporters at a press event Wednesday in India, that “the PC and the mobile will continue to come closer and merge.” He said Nokia sees a lot of opportunity in this convergence and he added that the company is “looking at the Netbook market to see what kind of opportunity is there.”



Their low cost (around $299) has driven big sales of these devices. About 16 million Netbooks were sold in North America in 2008. And because these devices often use Windows XP, a familiar operating system, most PC users already feel comfortable using them.

It shouldn’t come as a big surprise that Nokia might push further into the computing space. The company has been marketing its new smartphone, the N97,ugg on sale, as a “mobile computer.” And the company has also been selling its mobile Internet devices, or N-series Tablets.

Nokia is likely hoping to cash in on Netbooks’ popularity.

Netbooks appeal to a wider audience than mobile Internet devices, which could help Nokia diversify its business. Netbooks,ugg sale, which once were seen as “companion devices” for accessing cloud-based services like Gmail or social-networking sites like Facebook,ugg boots sale, are now being used as full-blown computers.

It’s clear that consumers are looking to be more mobile and as carriers around the world build faster 4G wireless networks, demand for mobility will likely increase. What’s more, Nokia and other handset makers will soon be facing competition from computer makers in the mobile phone market. Laptop maker Acer has already announced it is developing a smartphone. And there are reports that PC maker Dell is also working on a mobile phone.

Nokia has been marketing its N97 smartphone as a mobile computer.

(Credit:CNET )

These devices, which are geared toward early adopters and gadget lovers, typically start at around $300 to $400. They don’t incorporate a traditional cell phone, but they come with a full QWERTY keypad and access to the Internet via Wi-Fi or through a Bluetooth-connected phone.

Nokia considers entering Netbook market

Nokia, the world’s largest maker of cell phones, could be preparing to enter the crowded Netbook market.

Marguerite Reardon has been a CNET News reporter since 2004, covering cell phone services, broadband, citywide Wi-Fi, the Net neutrality debate, as well as the ongoing consolidation of the phone companies. E-mail Maggie.




2gmk Nortel Gets Interest from MatlinPatterson_241


Should other units fetch comparable prices, the entire company, which once boasted a market value north of $300 billion, would go for as little as $2 billion. Analysts say that’s too little, in spite of the financial straits that forced Nortel to seek bankruptcy protection from creditors in January.

Creditor MatlinPatterson Global Advisors is weighing a plan that might end the cringing. The investor has held talks with Nortel aimed at purchasing the entire company, BusinessWeek.com has learned. MatlinPatterson’s interest in Nortel, reported earlier by the Financial Times, could result in a welcome alternative to selling the company in pieces. Concern that Nortel’s businesses would be sold for too little gathered steam on June 19 with the announcement of the Nokia Siemens deal, which valued the wireless businesses at about one-third of their annual sales.

Chinese Among Potential Buyers?

Nokia Siemens was getting several Nortel wireless equipment businesses on the cheap, some analysts reasoned. And that might presage other fire-sale agreements,Paul Smith Shoes, giving Nortel debt holders an even smaller return than they had hoped for.

MatlinPatterson Global Advisors didn’t respond to a request for comment. Nortel spokesman Mohammed Nakhooda declined to comment.


Nortel Gets Interest from MatlinPatterson

Nortel creditors could be excused for cringing when they learned in June that the bankrupt telecom equipment maker agreed to sell some of its businesses to Nokia Siemens Networks for $650 million.



In case of a rival bid, Nokia Siemens will have to offer at least $5 million over the amount of the counterbid to compete for the assets. Nortel is getting legal advice from law firms including Cleary,ghd curls, Gottlieb, Steen & Hamilton; Lazard (LAZ) is its financial adviser. .

Nortel’s other divisions may also fetch a higher price compared with sales, analysts say. "There’s probably more value than creditors think," says Ehud Gelblum, managing director at JPMorgan Chase (JPM). For starters, there’s a portfolio that includes patents on a wireless technology called Long-Term Evolution (LTE). It alone could be worth up to $2.9 billion, Gelblum wrote in a June 29 report. AT&T (T) and Verizon Wireless, the largest U.S. mobile-phone operators, as well as other carriers are all upgrading their networks to the LTE standard. Nortel expects to collect a 1% royalty from the sale of each device using its LTE patents. Potential acquirers of the patent portfolio include Qualcomm (QCOM) and Research In Motion (RIMM), Gelblum says. Qualcomm and RIM declined to comment on the speculation.

MatlinPatterson or any other suitors for the wireless units have until July 21 to submit a bid. If rival bids emerge,ugg boots, the businesses would be auctioned on July 24. Other potential buyers for those businesses include Chinese gearmakers Huawei Technologies and ZTE, which are trying to expand in North America. Neither company responded to a request for comment.



Vcfb Nokia unveils new mobile financial service_10



,North Face Clothing

Nokia said the service is designed to operate with different networks and financial institutions. On the consumer’s end,timberland men’s boots, it can also work with any cell phone, not just Nokia models.

The new service is set for its first demo at Nokia World in Germany next week. A gradual rollout of Nokia Money to selected markets will take off early next year.

“In many countries, mobile phone ownership significantly exceeds bank account usage, suggesting that many mobile phone users have very limited or no access to basic financial services,” said Mary McDowell, Nokia’s chief development officer.

The new service may find a special niche in the U.S., which has lagged behind countries such as Japan in the ability to pay for items on the fly through a cell phone.

Lance Whitney wears a few different technology hats–journalist, Web developer, and software trainer. He’s a contributing editor for Microsoft TechNet Magazine and writes for other computer publications and Web sites. You can follow Lance on Twitter at @lancewhit. Lance is a member of the CNET Blog Network, and he is not an employee of CNET.


The popularity of mobile banking has naturally raised concerns over security and privacy. But some experts questioned feel the technology is safe and secure, at least for the time being.

“Rural consumers will particularly benefit from money transfers and, for urban consumers used to online services, we are enabling services such as payment of utility bills, purchase of train and movie tickets,timberland pro boots, top-ups, all through their mobile phones,” said Teppo Paavola, Nokia VP and head of corporate business development.

Nokia follows other financial companies trying to tap into the mobile market. For example, USAA bank recently revamped its iPhone app to let customers deposit checks through their phones. Sprint’s MyMoneyManager allows consumers to bank and pay bills through their mobile phones.

Nokia unveils new mobile financial service

Mobile phone maker Nokia on Wednesday announced the launch of a financial service called Nokia Money, designed to let consumers pay bills and merchants and send money to friends and family using their cell phones.

Nokia Money will team up with Obopay, a mobile-payment provider that lets its customers pay for items via their mobile phones. Nokia invested heavily in Obopay earlier this year.

Nokia believes the service will help people in the U.S. and in emerging markets who are not served by banks or other traditional financial outlets.